Interest Free Credit

Your guide to interest free credit - 0% APR and no deposit

3 years interest free credit 0% APR

With our 3 years interest free credit, buying your new furniture has never been easier.

At dwell this means you pay no interest on whatever you choose for 3 years. We don't even ask for a deposit - but if you prefer to reduce your payments you can pay a deposit - it's your choice.

See how affordable our plan can be...
With 0% finance available and no deposit you can be reassured we always aim to work out the right deal for you.

Choose your budget

What is the total cost of your chosen furniture?

£

Choose your deposit

You may want to reduce your monthly payments by paying a deposit...

£

Choose a repayment amount (months)

Amount of finance
£0.00

Deposit
£0.00

Number of repayments
36

APR
0%

Interest
£0.00

Monthly repayment
£0.00

Total
£0.00

Some FAQs

When do my payments start?
Payments start 30 days after the delivery of your order.

Is there a minimum amount I need to spend in order to qualify for interest free credit?
Your order must total a minimum of £500 excluding the delivery charge to qualify for interest free credit.

Can I click and collect my IFC order?
Click and collect is not available on IFC orders.

Can I take up this interest free credit agreement if I purchase in store?
We offer a different interest free credit agreement in store, please contact our Direct Sales team for more information.

What happens after I’ve placed my order?
If you order via the web you will be be sent an order confirmation and then be contacted by creation to complete an E-Sig.

Alternatively, if you place your order over the phone the Direct Sales team will talk you through the application and then if accepted you will then be contacted by creation to complete an E-Sig.

Credit is provided by Creation Consumer Finance Limited. Registered Office: 4th-6th Floor Wellington Buildings, 2-4 Wellington Street, Belfast BT1 6HT. Registration Northern Ireland NI032565. Authorised and regulated by the Financial Conduct Authority.

IFC provided by Creation is available both on the web and over the phone. Please contact our Direct Sales team for more information or to apply.

There's no setup fee, no deposit, repayments remain totally interest free and the price you see is always the price you pay.

Any questions regarding finance, speak to our Direct Sales team.

Coin Furniture Limited is authorised and regulated by the Financial Conduct Authority in relation to credit broking.